According to Bankrate.com, “the current average 30-year fixed mortgage interest rate is 7.06%, decreasing 2 basis points since the same time last week. For homeowners looking to refinance, today’s national interest rate for a 30-year fixed refinance is 7.16%, up 4 basis points from a week ago. Meanwhile, the current average 15-year fixed refinance interest rate is 6.54%, up 0 basis points over the last week.”